Paying a Speeding Ticket in New York: Your Ultimate No-Nonsense Guide

May 31, 2025

So, you got that dreaded speeding ticket in New York. Panic? Nah. Confusion? Overwhelming? Yes, absolutely. But fear not! We're here to decode the DMV jargon, court labyrinths, and payment hoops with a splash of humor, a pinch of wit, and a boatload of practical advice that actually makes sense. Ready? Let’s peel this onion – one fine (pun intended) layer at a time.


1. Understanding Speeding Tickets and the NYC Traffic Violations Bureau (TVB)

What Tickets Does NYC’s TVB Handle?

In the grand ol’ Big Apple — Manhattan, Bronx, Brooklyn, Queens, Staten Island — non-criminal moving violations like speeding are adjudicated by the Traffic Violations Bureau (TVB). Catch that nuance: non-criminal. That means basic speeding, running red lights (not cameras), failure to yield, and similar traffic violations.

What’s NOT Handled by TVB?

Let's not get it twisted:

  • Parking Tickets? Nope, that’s a city agency gig.
  • Red Light or Speed Camera Violations? Nope again, those go elsewhere.
  • Misdemeanor or Felony Offenses (like DUI)? Court’s turf, not TVB's.

How Is TVB Different From Other Courts?

Think of TVB as the hawk-eyed ticket adjudicator with stricter rules:

  • No plea bargains or friendly settlements. TVB keeps it straightforward, no backdoor deals.
  • Police evidence, including hearsay, is accepted (ouch).
  • No heavy lifting on discovery rights for defendants.
  • Limited access to evidence before the hearing.

In essence, TVB is less forgiving, so watch your step!

What About Tickets While Cycling or Rollerblading?

Got snagged while cycling or skating?

  • You still respond through TVB just like a car ticket.
  • Lucky you: no points, no surcharges.
  • But you still need to plea or pay—no skipping out!

2. Responding to and Paying Your NYC Speeding Ticket

Who Can Pay or Plead Online?

Eligibility criteria for the slick online service:

  • Your ticket must be already in the DMV system.
  • The ticket has “Traffic Violations Bureau” on the bottom.
  • It’s an ‘open’ ticket — meaning not answered or fully paid yet.
  • You cannot plead guilty online if it will lead to license suspension or revocation.
  • Cannot plead 'not guilty' online if your license is suspended for failure to answer.
  • You can only reschedule a "not guilty" hearing online once.

What Info Do You Need?

Get your digital ducks in a row:

Required Info Why You Need It
Ticket Number To identify your specific case
DMV ID Number or Full name + DOB + Gender To verify your identity
Payment method (credit card, check, money order) To pay the fine or fees

How to Plead or Pay: The Avenues

  • Online: Fastest, most convenient. Use the NY DMV's official plead or pay application.
  • By Mail: Fill out the plea on the ticket, sign it, include payment (check, money order), mail it to:
    Traffic Violations Plea Unit
    P.O. Box 2950-ESP
    Albany, NY 12220-0950
  • By Phone: Call 718-488-5710 (weekdays 8 AM - 4 PM), provide ticket number, personal info, and pay by credit card.
  • In Person: For complex cases like potential suspensions, appear at a TVB office.

Is Court Appearance Always Mandatory?

Not necessarily.

  • For simple guilty pleas that don’t cause suspension, no court trip needed—mail or online pleads work.
  • If license suspension is possible, physical or virtual appearance or submitting a Statement in Place of Personal Appearance (SIPOPA) is required.

3. Plea Options, Hearings, and Legal Procedures

What Are Your Plea Choices & Rules?

Plea Option What It Means Restrictions / Notes
Guilty Admit fault, pay fine, accept penalties Can’t plead guilty online if suspension possible; no plea change
Not Guilty Contest the ticket, schedule a hearing Must schedule hearing (online, mail, phone)
SIPOPA Submit a statement instead of personal appearance Judge decides based on your statement

Scheduling & Rescheduling Hearings

  • Schedule via online portal, mail, or phone.
  • Hearings held at TVB office; options to attend in-person or virtually.
  • You can reschedule once online; after that, you must call the TVB office.

Consequences of Missing Hearings or SIPOPA

Don't ghost your hearing:

  • Your driving privileges get suspended.
  • Possible extra fines and default conviction.
  • A default conviction is like an automatic guilty finding. No fun.

Changing Pleas & Rescheduling

  • Change a “not guilty” to “guilty” before your hearing to avoid extra fees.
  • Use online services or call TVB to reschedule hearings if eligible.

4. Consequences and Penalties of Speeding Tickets in New York

What If You Don’t Respond?

Ignore the ticket, and you’ll get this lovely present: license suspension.

  • Suspension is indefinite until you resolve the ticket (pay, plead, or hear dismissal).
  • After suspension, driving is a crime—don’t do it!

What’s Driver Responsibility Assessment (DRA)?

  • Occurs when you get 6+ points within 18 months.
  • An extra fee on top of fines, paid over 3 years.
  • Costs start at $300 plus $75 per point over six.
  • Purpose? To kick the problem drivers off the road (figuratively).

Speeding Fines, Surcharges, and Points Breakdown

Speeding Range (MPH Over Limit) Fine Range (USD) Points DRA Fee Applies? Notes
1-10 $45 - $150 3 No Basic penalty
11-20 $90 - $300 4 Possible Typical mid-range speeding
21-30 $180 - $600 6 Yes Heavy fine & DRA kicks in
31-40 $718 - $1,138 8 Yes Severe, insurance spike here
41+ $943 - $1,363 11 Yes Highest penalty
  • Plus, $88-$93 surcharge in addition to the fine.
  • Double fines for speeding in school or work zones.
  • Repeat offenses can also double fines or escalate.

How Long Do Points Stick Around?

  • Points last up to 4 years on your record.
  • After 18 months, points do not contribute to suspension thresholds.
  • Driver Safety Courses do NOT remove points, but increase suspension thresholds by up to 4 points.

Insurance Impact?

Ah, that sting! Insurance premiums can shoot up by 30% or more after just one speeding ticket. Insurance companies monitor points and convictions closely.


5. Bonus Smarts: Best Practices & Legal Tips

Avoiding Points? Fight That Ticket!

Pleading not guilty and fighting in court (or through a lawyer) is the key. A good attorney might:

  • Negotiate plea downs (e.g., from speeding to non-moving violations like parking tickets).
  • Get your ticket dismissed based on errors or officer no-shows.
  • Challenge evidence or defense tactics (like radar device certification).

When Does a Speeding Ticket Get Dismissed?

Dismissals happen if:

  • Ticket info is incorrect or incomplete.
  • Officer fails to appear.
  • Road signs were obscured or missing.
  • Driver completes DMV-approved traffic programs.

Why Hire an Attorney?

  • Lawyers navigate tricky TVB rules.
  • Force evidence discovery and negotiation.
  • Can appear in court on your behalf.
  • May save $$$ by reducing fines, points, and insurance hikes.

Practical Advice for Paying Tickets

  • Respond within 30 days to avoid license suspension.
  • Keep copies of all documents and communications.
  • Use only official NYS DMV websites or mail addresses.
  • For mail payments, money orders or certified checks are safest.
  • Avoid cash by mail — it’s like sending gold without armor.

6. Special Situations: Out-of-State Drivers and Remote Payments

Out-of-State Tickets: Can You Ignore Them?

Nope. New York can:

  • Suspend your driving privileges within its borders if you ignore the ticket.
  • Report convictions to your home state under the Driver’s License Compact.
  • Home states can add points or impact your driving record too (except 5 states exempt).

Paying from Far Away: The Struggle is Real

  • NYC TVB tickets can mostly be paid online or by mail.
  • Upstate or other NY state tickets often require in-person payment or mailing in money order/certified check.
  • Credit card payments post-initial appearance may not be accepted.
  • Court systems vary: some still prefer Old School money orders over shiny plastic.

Speed Camera Tickets: Points or No Points?

Scan-and-capture tickets do not add points since cameras catch vehicles, not drivers.


Final Nuggets: Speeding Tickets in New York—Your Quick Recap

  • Get your ticket number and ID ready.
  • If in NYC and eligible, use online TVB services — it’s quick and slick.
  • Always plea not guilty if possible; don’t jump the gun with guilty.
  • Understand fines, surcharges, and dreaded points.
  • Hire a savvy attorney to reduce damage, if time and money allow.
  • Out-of-state or international drivers must respond; ignoring can screw you big time.
  • Don’t miss deadlines or hearings—your license is on the line.
  • Keep a sense of humor; it’s just a ticket, not a prison term (yet).

So, how are you feeling now? Like a pro armed with knowledge—or still ready to hit the gas? Hit that brake pedal of hesitation and handle your speeding ticket the smart way!


Helpful Links to Turbocharge Your Defense:


Remember: Paying your speeding ticket isn’t just about forking over USD; it’s about smartly navigating the system to minimize fines, points, and insurance hikes. Be quick, be prepared, and make New York’s roads yours to conquer safely and legally!


Have you ever danced with a speeding ticket in New York? Share your hilarious or harrowing tales below! Or better yet, ask your burning questions—we’re here to decode the madness together. 🚦🚗💨

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